Payments

THE IN-STORE PURCHASE PROCESS:

• At our Edisongold store, during our business hours for investment gold trading (from Monday to Thursday between 9:00 and 17:00, and on Friday between 9:00 and 15:00), we prepare a proforma invoice based on the current price.
• Our pricing follows current market rates, which means that prices are constantly changing. Therefore, the issued proforma invoice is valid for one hour only. Despite any potential changes in market prices during this time, your price remains fixed as it is established at the time of your request. Within this hour, the proforma invoice needs to be settled and a payment confirmation forwarded to us.
• In the event that the goods are in stock, the transaction is carried out immediately. If the goods are not in stock, the usual delivery time is between three and ten days, although in exceptional cases this period may be extended. We will inform you of the collection possibility in a timely manner via phone or email.
• Cash payment is, in accordance with the Law on the Prevention of Money Laundering and Terrorist Financing (ZPPDFT-1), limited to an amount up to 5,000.00€. Transactions exceeding this amount must be made through a bank transfer.
• We do not accept payments by credit or other payment cards; payments can only be made through a bank transfer or in cash up to 5,000.00€.

THE ONLINE PURCHASE PROCESS:

• We deliver the proforma invoice to you via email.
• Due to price fluctuations, the payment period for the proforma invoice is limited to one hour.
• During this interval, regardless of any potential price changes, the price fixed at the time of your request applies to you.
• Within the stated period, the proforma invoice needs to be settled and a payment confirmation sent to us via email or fax.
• Upon receipt of the payment confirmation, if the goods are in stock, we enable immediate pick-up. If the goods are not in stock, the usual delivery time is between three and ten days, although in exceptional circumstances this period may be longer. We will inform you of the collection possibility in a timely manner via phone or email.
• Upon collection, a valid personal document must be presented for identity confirmation.

In Slovenia, the business of investment gold, including both its purchase and sale, is tax-free, meaning that investors do not pay Value Added Tax (VAT). For individuals, capital gains, i.e., the difference between the purchase and sale price of gold, are also not taxed. For legal entities and sole proprietors, in accordance with the tax administration’s explanation, gold is treated in the same way as other financial investments. The difference between the purchase and sale price is taxed as capital gain, along with other taxable income (in accordance with Article 118 and 119 of the VAT Act-1).